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Neptune Flood

Get Instant Flood Insurance Quotes

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Overview

Neptune Flood is an all-digital private flood insurance company that provides coverage for homeowners, renters, and businesses. They leverage technology to offer a fast and simple quoting and binding process, often at a lower cost than the National Flood Insurance Program (NFIP). Neptune aims to provide broader coverage options and higher limits than the NFIP.

✨ Key Features

  • Online quoting and binding in under two minutes
  • Higher coverage limits than NFIP
  • Broader coverage options (e.g., basement contents, temporary living expenses)
  • No elevation certificate required for most policies
  • AI-driven underwriting

🎯 Key Differentiators

  • Speed and ease of quoting and binding
  • Advanced technology and data analytics for risk assessment
  • Broader coverage options

Unique Value: Offers a faster, easier, and often more affordable way to purchase private flood insurance with broader coverage than the NFIP.

🎯 Use Cases (3)

Residential flood insurance for homeowners and renters Commercial flood insurance for businesses Condominium flood insurance

✅ Best For

  • Serves as a private flood insurance carrier in 50 states and Washington D.C.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • May not be available for all property types or risk levels.

🏆 Alternatives

NFIP Other private flood insurance carriers

Provides a more modern and user-friendly experience compared to the traditional, often cumbersome, process of obtaining flood insurance.

💻 Platforms

Web

🛟 Support Options

  • ✓ Email Support
  • ✓ Live Chat
  • ✓ Phone Support

💰 Pricing

Contact for pricing
Visit Neptune Flood Website →